Roth Ira 2024 Contribution Limit Over 50. You can chip in an additional $1,000 if you are 50 or older,. For those individuals, the total 401(k) contribution cap would.

The maximum amount you can contribute to a roth ira for 2025 and 2024 is $7,000 if you’re younger than age 50. Those are the caps even if you make more, up to the phaseout level.